Rate Information
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 7/9/2008. |
| Rate Description |
Term |
Payment Description
|
APR |
APR Type |
| New Auto- Max. Amt. $60,000 |
3-7 years |
rate as low as |
4.85% |
Fixed |
| Used Auto - 2003-2008 Model Cars. Max. Amt. $50,000 |
1-6 years |
rate as low as |
5.50% |
Fixed |
| Share-Max Amt. 20,000 |
120 Month |
Subject to Loan date/1st payment date |
4.20% |
Variable |
| Share-Max Amt. 50,000 |
120 Month |
Subject to Loan date/1st payment date |
4.45% |
Variable |
| Share-Max Amt. OVER 50,000 |
120 Month |
Subject to Loan date/1st payment date |
4.70% |
Variable |
| Education-Max Amt. $10,000/Semester, $20,000/Year, $40,000/Stuent |
72 Month |
Subject to Loan date/1st payment date |
5.75% |
Fixed |
| Signature-Max Amt. Membership of 12 Months or Longer-$10,000, Others-$5,000 |
36 Month |
Subject to Loan date/1st payment date |
12.00% |
Fixed |
| Home Improvement-100% Contract Price. Max. Amt. $40,000 |
60 Month |
Subject to Loan date/1st payment date |
5.75% |
Fixed |
| Home Equity- 75% of Fair Market Value. Max. Amt. $100,000 |
5 Year |
Subject to Loan date/1st payment date |
5.00% |
Fixed |
| Home Equity-75% of Fair Market Value. Max. Amt. $100,000 |
10 Year |
Subject to Loan date/1st payment date |
6.50% |
Fixed |
| Mortgage-80% Appraisal Value or Sales Price. Max. Amt.$230,000 |
Please Call |
Subject to Loan date/1st payment date |
Please Call |
Fixed |
| Small Business Loan |
3 years |
rate as low as |
Please Call |
Variable |
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Rates are subject to change.
Certificates
| Rates as of 7/9/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| $50,000 - $94,999 |
12 months |
2.00% |
2.00% |
| $20,000 - $49,999 |
12 months |
2.00% |
2.00% |
| Jumbo $95.000 and over |
12 months |
2.00% |
2.00% |
NOTE: Early withdrawal from certificates will be subject
to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Savings/Shares Rates
| Rates as of 7/9/2008. |
| Rate Description |
Term |
Dividend Rates
|
APY |
| Less than $20,000 |
2nd qt.2008 |
2.20% |
2.20% |
| $20,000~$49,999 |
2nd qt. 2008 |
2.45% |
2.45% |
| More than $50,000 |
2nd qt. 2008 |
2.70% |
2.70% |
| Business Savings/Shares Less than $20,000 |
2nd qt. 2008 |
1.20% |
1.20% |
| Business Saving/Shares $20,000~$49,999 |
2nd qt. 2008 |
1.45% |
1.45% |
| Business Savings/Shares More than $50,000 |
2nd qt. 2008 |
1.75% |
1.75% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Share Draft
| Rates as of 7/9/2008. |
| Rate Description |
Term |
Dividend Rates |
APY |
| Share Draft |
Monthly |
0.50% |
0.50% |
| Business Shared Draft |
Monthly |
0.25% |
0.25% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
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