Taiwanese American FCU

Rate Information

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 7/1/2010.
Rate Description	Term	Payment Description	APR	APR Type
New Auto- Max. Amt. $60,000	3-7 years	rate as low as	5.25%	Fixed
Used Auto - 2005-2010 Model Cars. Max. Amt. $50,000	1-6 years	rate as low as	6.25%	Fixed
Share-Max Amt. 20,000	3-10 years	Subject to Loan date/1st payment date	2.65%	Variable
Share-Max Amt. 50,000	3-10 years	Subject to Loan date/1st payment date	2.90%	Variable
Share-Max Amt. OVER 50,000	3-10 years	Subject to Loan date/1st payment date	3.15%	Variable
Education-$20,000/Semester,$20,000/Year, $80,000/Student,up to 6M membership (or co-signer)	6 year	Subject to Loan date/1st payment date	6.50%	Fixed
Signature-Max Amt. Membership of 12 Months or Longer-$10,000, Others-$5,000	3 year	Subject to Loan date/1st payment date	12.50%	Fixed
Home Improvement-100% Contract Price. Max. Amt. $40,000	5 year	Subject to Loan date/1st payment date	6.50%	Fixed
Home Equity- 75% of Fair Market Value. Max. Amt. $100,000	5 Year	Subject to Loan date/1st payment date	6.00%	Fixed
Home Equity-75% of Fair Market Value. Max. Amt. $100,000	10 Year	Subject to Loan date/1st payment date	7.00%	Fixed
Mortgage-80% Appraisal Value or Sales Price. Max. Amt.$230,000	Please Call	Subject to Loan date/1st payment date	Please Call	Fixed
Small Business Loan	3 years	rate as low as	Please Call	Variable

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
Rates are subject to change.

Certificates

Rates as of 7/1/2010.
Rate Description	Term	Dividend Rates	APY
$50,000 - $94,999	12 months	0.50%	0.50%
$20,000 - $49,999	12 months	0.50%	0.50%
Jumbo $95.000 and over	12 months	0.50%	0.50%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 7/1/2010.
Rate Description	Term	Dividend Rates	APY
Less than $20,000	2nd Qt. 2010	0.65%	0.66%
$20,000~$49,999	2nd Qt. 2010	0.90%	0.91%
More than $50,000	2nd Qt. 2010	1.15%	1.16%
Business Savings/Shares Less than $20,000	2nd Qt. 2010	0.05%	0.05%
Business Saving/Shares $20,000~$49,999	2nd Qt. 2010	0.15%	0.15%
Business Savings/Shares More than $50,000	2nd Qt. 2010	0.25%	0.25%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 7/1/2010.
Rate Description	Term	Dividend Rates	APY
Share Draft	Monthly	0.05%	0.05%
Business Shared Draft	Monthly	0.01%	0.01%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.